Elite Independent Mortgages Ltd
Elite Independent Mortgages Ltd is a team of mortgage brokers, based in South Wales. We have been providing financial planning solutions for our customers since March 2004 and have a loyal and dedicated client bank. We’re independent, which means we work for our clients’ interests, not those of a bank or insurance company.
Book Initial consultation-
Mortgages, Protection, Insurance and Conveyancing
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100% free, no hidden fees
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Personalized loan options for every budget
Featured Client Services Today
- Interest Rate: From 4.25% (Fixed & Variable)
- Loan Term: Up to 40 Years
- Key Benefit: Best for first-time buyers and remortgages
Mortgages
- Coverage: Life
- Critical Illness & Income Protection
- Policy Term: 5–40 Years
- Key Benefit: Financial security for your family and peace of mind
Protection
- Coverage Type: Home
- Health & Property Insurance
- Policy Term: Annual or Multi-Year
- Key Benefit: Flexible
- comprehensive protection for what matters most
Insurance
- Service Fee: Fixed
- Transparent Pricing
- Completion Time: 4–8 Weeks
- Key Benefit: Unlock the value of your home with clear advice and expert financial planning
Equity Release
Have questions or need assistance? Contact us for all kinds of information about mortgages
About Us
We are independent Mortgage and Protection financial advisers specialising in mortgages since 2004.
We will advise and make a recommendation for you after we have assessed your needs, based on a comprehensive and fair analysis of the market. We have access to the widest possible range of products and companies but not mortgage loan contracts that you can only obtain by going direct to a lender.
Why Choose Us
- Individual advice: A team of qualified financial mortgage advisers backed up by a dedicated team of support staff.
- Full market mortgage finder: We’re independent, we work for our clients’ interests, not those of a bank or insurance company.
- Client for life philosophy: We continue to monitor the market place and will keep you updated on opportunities
- Online secure Client Portal: We provide access to your own Client Portal for secure messages and document uploads
- Get a Free Consultation
Our Mission
We believe that securing a mortgage should be straightforward and accessible for everyone. Thats why we use cutting-edge technology and expert insights to empower you with the best financing solutions.
How It Works
We believe that finding the right mortgage should be simple, transparent, and stress-free. Whether youre a first-time home buyer, a seasoned homeowner, or looking to refinance, were here to help you navigate the complex world of mortgages with confidence.
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Step 1: Compare Rates
Enter your details and browse mortgage offers from top lenders.
- ✓ Filter by interest rate, loan term, and type (fixed, adjustable, FHA, VA, etc.).
- ✓ View real-time rates and lender details to find the best deal.
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Step 2: Choose the Best Offer
Select the mortgage option that fits your financial needs.
- ✓ Compare monthly payments, fees, and lender terms.
- ✓ Read customer reviews and ratings to make an informed decision.
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Step 3: Apply Online
Complete a simple online application with your chosen lender.
- ✓ Get pre-approved in minutes.
- ✓ Receive expert support throughout the approval process.
Step 3: Apply Online
Get pre-approved in minutes.
Receive expert support throughout the approval process.
How It Works
We believe that finding the right mortgage should be simple, transparent, and stress-free. Whether youre a first-time home buyer, a seasoned homeowner, or looking to refinance, were here to help you navigate the complex world of mortgages with confidence.
Step 1: Compare Rates
- Enter your details and browse mortgage offers from top lenders.
-
Filter by interest rate, loan term, and type (fixed, adjustable, FHA, VA, etc.).
-
View real-time rates and lender details to find the best deal.
Step 2: Choose the Best Offer
- Select the mortgage option that fits your financial needs.
-
Compare monthly payments, fees, and lender terms.
-
Read customer reviews and ratings to make an informed decision.
Step 3: Apply Online
- Complete a simple online application with your chosen lender.
-
Get pre-approved in minutes.
-
Receive expert support throughout the approval process.
Use our Mortgage Calculator to estimate your monthly mortgage payments based on loan amount, interest rate, and loan term. Get insights into your total interest paid and an amortization breakdown to make informed financial decisions.
Find Your Best Mortgage Offer
What Our Customers Say
Frequently Asked Questions
We're happy to help you with all your real estate needs.
We provide independent advice and solutions for Mortgages, Protection, Insurance, Equity Release, and Conveyancing, helping you make confident financial decisions.
Yes. Your initial consultation is completely free. We’ll assess your needs, explain your options, and only move forward when you’re ready.
We’re fully independent, which means we work for you — not for any bank or lender — giving us access to the full market.
Yes. While we’re based in South Wales, we assist clients all over the UK via secure online consultations and our client portal.
Most clients receive a decision in principle within 24–48 hours once their documents are reviewed.
You’ll need proof of ID, income documents, recent bank statements, and details of your financial commitments. We’ll guide you through each step.
You can book online, call us, or send a WhatsApp message — whichever is easiest for you.
Featured News And Insights
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